Hard money loans in Fort Worth, TX are a type of short-term, asset-based financing typically used in real estate investments. Unlike traditional loans, hard money loans are often provided by private investors or specialized lending firms. These loans are secured by the value of the borrower’s property and are characterized by their shorter terms, higher interest rates, and quicker approval processes. They are a popular choice for real estate investors who need fast access to capital for property acquisitions, renovations, or other real estate ventures when traditional lending options may not be readily available due to credit or income constraints.